Understanding Credit Laws

Understanding Credit Laws

Consumer Credit Laws and How they Impact You

An understanding of the current Credit Laws is essential in any approach to Credit Repair.  What they allow and don’t allow is important information, so we are providing links to the primary laws that can affect your rights.

We also understand that reading these laws may not provide you the answers you are looking for.  But we are here to help you with that as well.  Education and your involvement in the process of repairing your credit are essential.
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FCRA

Fair Credit Reporting Act
 

FDCPA

Fair Debt Collection Practices Act

CROA

Credit Repair Organizations Act

FACTA

Fair and Accurate Credit Transactions Act

STATE LAWS

Illinois Credit Statutes