Understanding Credit Laws
Understanding Credit Laws
Consumer Credit Laws and How they Impact You
An understanding of the current Credit Laws is essential in any approach to Credit Repair. What they allow and don’t allow is important information, so we are providing links to the primary laws that can affect your rights.
We also understand that reading these laws may not provide you the answers you are looking for. But we are here to help you with that as well. Education and your involvement in the process of repairing your credit are essential.
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FCRA
Fair Credit Reporting Act
FDCPA
Fair Debt Collection Practices Act
CROA
Credit Repair Organizations Act
FACTA
Fair and Accurate Credit Transactions Act
STATE LAWS
Illinois Credit Statutes
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