Our Credit Repair Services
Repair the Health & Accuracy of Your Credit Report
You don’t have to live with errors and inaccuracies on your credit reports. You have rights, and here at Illinois Credit Services, our mission is to work with you give your credit a chance to be 100% accurate and 100% verifiable.
Credit repair can remove errors holding back your credit, which is a great start, but we go above and beyond the dispute process. By taking the time to understand your credit and needs, we provide advice and information to help you build positive credit when necessary, advise on how you can manage your balances, and make smart moves to maximize your credit.
We Are Here to Help
Get Started Today!
NO Upfront Fees! No payment for 14 days!
Our Credit Repair Process Process
Analyze Your Reports
We will analyze all 3 credit reports to create a personalized plan to dispute items that are inaccurate or unverifiable.
Create Dispute Letters
You are part of the process. Letters will be written to dispute the items you inform us are inaccurate or erroneous. We will email the letters to you for your review.
Expert Advice
Get professional, expert advice on the best steps you can to take towards improving your credit.
Building Credit
You can have access to the information, strategies, and resources on how you can build a strong credit profile.
The Credit Repair Timeline
You can start seeing results in your credit in as little as 30 – 45 days. On average, our clients choose about 5 – 6 months of our services but it is ALWAYS up to you how long you choose our services. Here’s how it works:
Fill Out the Enrollment Form
We promise to fight for your rights to have an accurate credit report with every tool and expertise we have.
Support Onboarding Call
Speak with our team to verify your information and submit your documents to begin the credit repair process.
Round 1 Disputes
Your first round of dispute letters are created and emailed to you for review. You have the option to sign and mail the letters to the credit bureaus and/or creditors to start the dispute process.
Investigation Process
ABOUT 30 to 45 DAYS
Results & Reconciliation
YOU receive the results! Once your dispute results are reviewed or we have reviewed your updated credit reports, we will log your results and update you on the results of the process.
Additional Steps
Additional dispute letters may need to be created (when appropriate) and sent to you for review. As always, you have the option of signing each letter and mailing them to the credit bureaus and/or data furnisher.
Results & Reconciliation
YOU receive the results! Once your dispute results are reviewed or we have reviewed your updated credit reports, we will log your results and update you on the results of the process.
Additional Steps as Needed
We escalate the dispute process as needed to ensure your rights to an accurate credit report. We are not attorneys and not a law firm.
STOP Whenever YOU Want
TIME: 5 - 6 MONTHS TOTAL (AVERAGE)
On average, our clients choose to keep our services about 5 – 6 months! Many clients choose less and many choose more…it is always up to YOU!
What Results You Can Expect
Your credit situation is unique to you which means the results and outcome from your credit repair will be unique to you as well. With that being said here is exactly what you can expect as a client with Illinois Credit Services:
Passionate Advocates
We will work for your rights to have an accurate credit report.
Transparency
Good or bad…we will always give you the honest answer.
Expert Service
By utilizing our years of expertise, we provide you the services and support you need.
A Team That CARES!
We take your credit personally and it shows! From the attention to details in our support to the correspondence from our Processing Team, we are with you the entire way.