Better credit can improve your quality of life. The question is How do you Improve Your Credit around Chicago Illinois. To help you take control of finances we’ve put together some options to help you decide.

Why Do You Need to Improve Your Credit?

Your credit impacts so many different areas of your life.

Housing. Even renting a home requires decent credit let alone trying to buy a home. Having great credit can help you secure your housing and get you the best rates on a mortgage.

Transportation. Financing a vehicle can be a nightmare with bad credit. Having to haggle to pay more money for a worst car can drain your bank account just so you can get back and forth to work. Skip the 20% interest rates with good credit.

Utilities. Power, gas, and even a cell phones now require a security deposit if you have less than perfect credit.

And the list goes on and on.

How to Improve Your Credit

Here are some of the quickest ways to help improve your credit so you can start saving your hard earned money.

1) Wait 7+ Years (OUCH!)

According to the Fair Credit Reporting Act most derogatory items stop reporting after 7 years (public records can be 10 years of more). While this is the most affordable option, it is definitely a time factor!


2) Try to Repair Your Credit on Your Own

As a consumer you have the right to dispute errors on your credit report. All you need is to understand the credit bureaus process, consumer protection laws, what are errors and how to dispute them. Unfortunately, it is not all that easy to accomplish.


3) Hire a Credit Repair Company

It’s OK to ask for help when you are in over your head. Not only is it Ok, it can save you time, money, and a massive amount of headaches!

Get Our FREE Tips to Improve Your Credit!

Download our free guide the “Proven Credit Repair Process” and get time tested tips to improve the health and accuracy of your credit reports.

How Illinois Credit Services Helps You Improve Your Credit

With over 20 years of credit and finance experience, we use our extensive knowledge help you improve your credit. To help you understand our process we have created a short video:

We are a professional credit repair company located in Chicago Illinois area. If you would like more information, feel free to schedule a free consultation with us. We are happy to help and look forward to helping you repair the health and accuracy of your credit reports.

Need help with your credit? We are happy to discuss your options! 

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