Understanding Credit Laws

Consumer Credit Laws and How they Impact You

An understanding of the current Credit Laws is essential in any approach to Credit Repair.  What they allow and don’t allow is important information, so we are providing links to the primary laws so if you choose, you can read about the laws that can affect your rights.

We also understand that reading these laws may not provide you the answers you are looking for.  But we are here to help you with that as well. Remember, we are not attorneys nor a law firm but we can help you understand more about this process.  Education and your involvement in the process of repairing your credit are essential. Read more about ICS:  Our Qualifications    Why ICS?


Fair Credit
Reporting Act


Fair Debt Collection Practices Act


Credit Repair Organizations Act


Fair and Accurate Credit Transactions Act


Illinois Credit

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