ICS in the Media

ICS in the Media

Listen to Jim Droske, President of Illinois Credit Service discuss why Your Credit Matters, weekly on WJOL 1340AM on Wednesdays 12:35pm. Credit repair expert Jim Droske with Illinois Credit Services discuss and explain relevant topics regarding credit scoring, credit...
Top Ways to Manage Your Debt Ratio

Top Ways to Manage Your Debt Ratio

Top Ways to Manage Your Debt Ratio Debt ratio is the difference between the amount of debt you have charged versus the amount of money the credit card has authorized for you to use, or your credit limit. The difference is your debt ratio. This can also be referred to...
Knowing what to do and What NOT to Do

Knowing what to do and What NOT to Do

Knowing what to do, and just as importantly, what NOT to do is the key to Credit Repair. At Illinois Credit Services, we provide the education you need to not only learn how to repair your credit, but how to keep your score as high as you can. We do that with On-line...
8 Ways to Raise Your Credit Score

8 Ways to Raise Your Credit Score

Eight Ways to Raise Your Credit Score 1. GET RID OF YOUR COLLECTION ACCOUNTS. Did you know that paying a collection account can actually reduce your score? Here’s why: credit scoring software reviews credit reports for each account’s date of last activity to determine...
How a Bad Credit Score Can Hurt You

How a Bad Credit Score Can Hurt You

How a Bad Credit Score Can Hurt You While a credit score may seem like an arbitrary number calculated by an invisible credit agency with no real bearing on your life, bad credit can cost your real money. To get an idea of just how much money you can lose due to bad...
What Makes Up Your Credit Score

What Makes Up Your Credit Score

What Makes Up Your Credit Report Your name Your Social Security number Your address (and any previous addresses) Your current and past loan information Your public record information (court judgments, bankruptcies, liens) A list of other companies who have reviewed...