Credit Expert Blog Posts

8 Ways to Raise Your Credit Score

8 Ways to Raise Your Credit Score

Eight Ways to Raise Your Credit Score 1. GET RID OF YOUR COLLECTION ACCOUNTS. Did you know that paying a collection account can actually reduce your score? Here’s why: credit scoring software reviews credit reports for each account’s date of last activity to determine...

How a Bad Credit Score Can Hurt You

How a Bad Credit Score Can Hurt You

How a Bad Credit Score Can Hurt You While a credit score may seem like an arbitrary number calculated by an invisible credit agency with no real bearing on your life, bad credit can cost your real money. To get an idea of just how much money you can lose due to bad...

What Makes Up Your Credit Score

What Makes Up Your Credit Score

What Makes Up Your Credit Report Your name Your Social Security number Your address (and any previous addresses) Your current and past loan information Your public record information (court judgments, bankruptcies, liens) A list of other companies who have reviewed...

Truth on Credit Restoration

Truth on Credit Restoration

The Truth on Credit Restoration Contrary to what the credit bureaus would like you to believe, credit repair does work and can work for most people in most circumstances. This is, of course, provided you are getting the best advice and have an experienced professional...

Credit Bureaus Willing to Tolerate Errors, Experts Say

Credit Bureaus Willing to Tolerate Errors, Experts Say

August 3, 2013 Credit Bureaus Willing to Tolerate Errors, Experts Say By TARA SIEGEL BERNARD New York Times Even after sending more than 13 letters to Equifax over the course of two years, Julie Miller could not get the big credit bureau to remove a host of errors...

Newsletter; “Suspicious Letter” Response

Newsletter; “Suspicious Letter” Response

Very often the credit bureaus will send a letter that will state that they have received a "Suspicious Letter" and that they don't believe it is valid and won't respond to it. DON'T BE FOOLED! This is a very standard practice form letter the bureaus send out to...

Beware of Scams and Other Internet Fraud

Beware of Scams and Other Internet Fraud

Beware of Scams and Other Internet Fraud By Diane Tuman Scams are a reality of shopping online and offline. Zillow strives to provide a safe online community, but you should always be wary of giving personal information, financial information, or payments of any kind...

Medical Debt Overly Penalizes Consumer Credit Scores

Medical Debt Overly Penalizes Consumer Credit Scores

CONSUMER FINANCIAL PROTECTION BUREAU STUDY FINDS MEDICAL DEBT OVERLY PENALIZES CONSUMER CREDIT SCORES Study Finds Credit Scores Underestimate Creditworthiness for Consumers Who Owe and Repay Medical Debt WASHINGTON, D.C. — Today the Consumer Financial Protection...

Does Your Credit Score Affect Your Homeowners Insurance Cost?

Does Your Credit Score Affect Your Homeowners Insurance Cost?

Does Your Credit Score Affect Your Homeowners Insurance Cost? by Carrie Van Brunt-Wiley on September 26, 2013 in For Buyers Your credit score and your insurance payments- what's the connection? You're likely not surprised when your loan officer asks for your social...

FICO starts to make credit scores available for free

FICO starts to make credit scores available for free

Want to get your credit score for free? No, it's not a scam. Starting this month, San Jose, Calif.-based FICO, the first U.S. credit scoring company, is rolling out a program that allows consumers access to their credit scores for free, as long as their lender is on...

FTC Fines Collection Company $2.8 Million for Violations

FTC Fines Collection Company $2.8 Million for Violations

Most People Think Collection Companies are Following the Law - Read This Press Release from the FTC and.... Think Again Leading Debt Collector Agrees to Pay Record $2.8 Million to Settle FTC Charges A leading debt collection company has agreed to pay a civil penalty...

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