Protect Your Child’s Identity

Protect Your Child’s Identity

Now more than ever, it is important to protect your child’s identity. Too often, many people think that identity theft can’t happen to a minor but that is far from the case.   Fraudsters and scam artists often target minors and hack their identity to open...
The Cost of Bad Credit

The Cost of Bad Credit

The cost of bad credit is no joke.   Your credit and credit score can have a serious impact on how much money your auto loans and mortgages could cost you.   WATCH this short 2 minute video to learn how bad credit can cost you thousands of dollars of your hard earned...
How to Delete Bad Credit

How to Delete Bad Credit

There is nothing more frustrating than being denied a loan or being asked to pay a higher interest rate. One of the biggest reasons why this could happen to you is because of a low credit score.  Your credit score could be lowered if bad credit information appears on...
Average Credit Scores

Average Credit Scores

Credit scores seem to be the magic 3-digit number that determines if you can get approved for a loan and how much that loan will cost.   In large part, your credit scores can determine what you can (and cannot) buy and how much those things could cost you.  The...
Equifax Data Breach

Equifax Data Breach

EQUIFAX Breach – What you should do now? Okay folks, here it is…what you need to know, how to do it, the links, the whole 9 yards. The info I’m sharing with you contains some info that many public articles don’t have all in one place....
What is a Credit Lock?

What is a Credit Lock?

You may be hearing a lot about Credit Locks coming up soon but there are some things you know. A lock is NOT the same as a security freeze on your credit. Equifax has just announced that they are allowing consumers to lock their credit for free for life. For more...
ICS in the Media

ICS in the Media

Listen to Jim Droske, President of Illinois Credit Service discuss why Your Credit Matters, weekly on WJOL 1340AM on Wednesdays 12:35pm. Credit repair expert Jim Droske with Illinois Credit Services discuss and explain relevant topics regarding credit scoring, credit...