There is nothing more frustrating than being denied a loan or being asked to pay a higher interest rate. One of the biggest reasons why this could happen to you is because of a low credit score. Your credit score could be lowered if bad credit information appears on your report
Credit scores seem to be the magic 3-digit number that determines if you can get approved for a loan and how much that loan will cost. In large part, your credit scores can determine what you can (and cannot) buy and how much those things could cost you. The
Most people understand the basics, like how failing to make a payment will cause your score to go down but there are a number of complexities that trip up the average consumer. If you pay your debts on time, don’t carry too much debt on any one card, don’t close
EQUIFAX Breach – What you should do now? Okay folks, here it is…what you need to know, how to do it, the links, the whole 9 yards. The info I’m sharing with you contains some info that many public articles don’t have all in one place. I’ll also give you my
You may be hearing a lot about Credit Locks coming up soon but there are some things you know. A lock is NOT the same as a security freeze on your credit. Equifax has just announced that they are allowing consumers to lock their credit for free for life. For more information, you
Listen to Jim Droske, President of Illinois Credit Service discuss why Your Credit Matters, weekly on WJOL 1340AM on Wednesdays 12:35pm. Credit repair expert Jim Droske with Illinois Credit Services discuss and explain relevant topics regarding credit scoring, credit reports, and credit repair. Jim will help you understand how the credit
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