Our credit repair process is based on strategies and techniques utilizing the credit reporting laws such as the Fair Credit Reporting Act (FCRA) and the Fair Debt Collections Practices Act (FDCPA). If you are looking for a magic credit wand that claims to erase all your bad credit – you will not find it here. While it may sounds good…there is nothing mysterious and that magic wand simply does not exist. Legal credit repair is based on the law and your rights to an accurate credit report. While we are not attorneys and Illinois Credit Services is not a law firm…we are CREDIT EXPERTS. Be aware of any credit repair company which makes unrealistic promises or charges upfront fees or tells you things that sound too good to be true…chances are they are operating illegally and should be avoided under all circumstances.
Our credit repair services are based on transparency, communication, and consumer support. We will draft and mail letters disputing the unverifiable information on your credit reports which you ask us to challenge on your behalf. But remember, we do want you to be involved! This is YOUR credit and you need to understand more about how it works and to be responsible to making on-time payments for all of your obligations and working towards a healthy, more accurate credit report.
Read through our website. Call us for a FREE initial credit consultation. Remember, this is YOUR credit. Your credit score is the single most important 3 digit number in your life!
TAKE CONTROL OF YOUR CREDIT…
DON’T LET YOUR CREDIT CONTROL YOU!
Jim Droske / President
Illinois Credit Services
* – According to a study conducted by The Federal Trade Commission (FTC).