About Us

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About Us

Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem.

About Us

Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem.

About Us

Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem.

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    Start Improving Your Credit Now:

    Rebuilding Your Credit…
    Rebuilding Your Future



    What is Credit Repair?

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    Here is the fact – there is nothing mysterious or magical about legal and professional credit repair.

    When we repair your credit, we use credit laws like the Fair Credit Reporting Act (FCRA) and the Fair Debt Collections Practices Act (FDCPA) to ensure your rights to accurate credit reporting.  That’s right…we provide professional and ethical credit repair based on laws, systems, and processes to ensure that your credit report is 100% accurate.

    • We NEVER charge you advance fees (you pay nothing to get started)
    • Cancel Anytime – no cancellation fees
    • No minimum contracts (our services are Month to Month)

    Don’t Ignore Your Credit…Fix It

    Illinois Credit Services is Registered and Bonded

    Analyze

    We will ANALYZE up to all 3 of your credit reports from TransUnion, Equifax, and Experian.  Through our analysis, we will determine the strengths and weaknesses of your credit reports and prepare a plan to work towards the health and accuracy  of your 3 credit reports.

    Delete

    We will work to DELETE or correct any erroneous, obsolete, inaccurate, or incomplete negative credit information on any of your 3 credit reports which you have identified to us and requested us to dispute on your behalf.

    Build

    To ensure a  healthy credit report, it is important to BUILD and maintain a proper mix of good credit over time.  When appropriate, we can provide you information, advice, and resources to help you build good credit – the right way.

    Educate

    We will provide you with important credit EDUCATION so that you can understand more about credit and credit scoring.  Let’s face it…you probably never learned about credit in school.  Isn’t it time to learn more about how it works?

    How Can You Raise Your Credit Score?

    First, you must understand that your FICO credit score is an algorithm predicting the likelihood that you may become 90 days (or more) delinquent on one of your obligations within the next 24 months.

    1) We will work to Delete your erroneous bad credit.

    To really work towards improving your credit, you can’t stop there.

    2) We will provide you sound advice to build and maintain a                         healthy mix of good credit.

    Unlimited Credit Bureau Disputes

    We will send letters to the credit bureaus to challenge all of the information you direct us to dispute on your behalf.

    Unlimited Creditor Disputes

    When appropriate, we will send letters directly to any creditor reporting erroneous information on any of your 3 credit reports.

    Good Will Letters

    We will draft and send a Good Will letter on your behalf in an attempt to correct inaccurate information on your credit reports.

    Validation Letters to Collectors

    Validation Letters can be sent to any Debt Collection Agency and are included at no extra charge.

    Cease and Desist Letters

    Cease and Desist letters can be sent to a Collection Agency when appropriate and as directed by you.

    24 / 7 Access to Your Client Portal

    You will have 24/7 access to your Client Portal and you can check to see the status of your progress as your credit file is updated.  Or you can call our office for updates regarding your credit file at 630-427-8500

    Check out the stats...

    Chances are you already know you need help with your credit – that’s why you’re here at Illinois Credit Services.                We are the leading company for Credit Repair in Chicago and for Credit Repair in Illinois.

    Your credit affects nearly every financial aspect of your life including mortgages, auto loans, insurance rates, and often employment opportunities.

    MILLIONS of consumers have errors on their credit reports.

    Are YOU one of them?

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    Percent Credit reports with errors

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    Dollars Bad credit costs the average person per year

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    Million People with SERIOUS errors on their credit

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    Company You need to call

    We are Credit Experts

    The President and Owner of Illinois Credit Services, Jim Droske, has been in credit related industries for over 26 years.  After spending almost 20 years in the mortgage and automobile lending industries, Jim has taken those years of financial expertise and credit education and developed the credit repair and credit building processes to help the clients of Illinois Credit Services.

    Our credit services are based on honesty, integrity, and transparency.

    Your credit is too important to ignore.

    Your credit is reviewed when you apply for a loan for a house or automobile.

    Your credit can affect your insurance rates, personal loans, rent, utilities, and even your employment.

    Let’s face it…the credit and credit scoring systems are NOT going away anytime soon.

    Take Control of Your Credit…Don’t Let it Control You

    Our FaceBook Reviews

                                                                                            More Testimonials Here. . .

    Learn more about Illinois Credit Services and check out our Credentials

    FREE CONSULTATION

    Fill out this contact form for a FREE, no obligation consultation with one of our credit experts.  By submitting this request, you are giving ICS permission to contact you. And remember, your initial consultation is absolutely FREE.

    Call 844-700-SCORE(7267)

    or 630-427-8500 to speak to a credit expert NOW

    Or….provide us your contact information and one of our credit experts will contact you